Business Banking
Our team of dedicated and experienced relationship managers specialize in growing successful businesses and building your financial future. We focus on providing exceptional banking experiences by offering targeted solutions that can reduce risk, create efficiency, and add value.
Business Banking specializes in businesses with annual revenues between $3 million and $20 million.
Financing Solutions(1)
We understand the unique challenges and demands of running a business. We have the right mix of lending options to take you to the next level.
- Advancing Term Loans
- Business Acquisition
- Equipment Financing
- Leasehold Improvements
- Owner Occupied Commercial Real Estate and Construction
- Purchase and Refinance
- Working Capital
Industry Solutions
A robust mix of products and services ensures you have what you need to keep your business moving.
- Cash Management
- Merchant Services(2)
- Wealth Management(3)
- Investment Management(3)
- Retirement and Health Insurance Plans(3)
Process Payments Your Way
Woodforest offers customized pricing, products, and services. Accept MasterCard®, Visa®, Discover®, and American Express® with ease.
Hardware and Software Solutions include:
- EMV(4) and NFC(5) Wired Terminals
- EMV and NFC Wireless Terminals
- Virtual Point of Sale Terminals
- Website Integration
Prevent Fraud
The timely process of monitoring and controlling your payments can be overwhelming while you are trying to concentrate on running your business. With Positive Pay and ACH Positive Pay(6), you can:
- Control payments
- Monitor daily activity
- Mitigate risk
Making a Difference
We work with numerous non-profit organizations in all markets we serve. We are proud to give back to our communities through involvement with the Woodforest Charitable Foundation® and ongoing support of national non-profit organizations including Junior Achievement®, Family Promise®, Ways to Work®, and many others.
Read More(1) All loan products are subject to credit approval.
(2) Applications for services subject to approval.
(3) Securities are offered through Raymond James Financial Services, Inc., Member FINRA / SIPC, an independent broker/dealer. Insurance services are provided by Woodforest Financial Services, Inc. dba Woodforest Wealth Strategies. Woodforest Financial Services, Inc. and Woodforest National Bank are wholly-owned subsidiaries of Woodforest Financial Group, Inc. Investment and insurance products are not insured by bank insurance, the FDIC, or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks and may go down in value, including the possible loss of principal. Woodforest Wealth Strategies, Woodforest National Bank® and Woodforest Financial Group, Inc. are not registered broker/dealers and are independent of Raymond James Financial Services. Investment Advisory Services are offered through Raymond James Financial Services Advisors, Inc.
Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. Raymond James Privacy Notice
Additional insurance services are brought to you by Woodforest Financial Services, Inc. dba Woodforest Insurance Partners. Insurance products are not insured by bank insurance, the FDIC, or any other government agency, are not deposits or obligations of a bank, are not guaranteed by a bank, and are subject to risks and may go down in value, including the possible loss of principal. Woodforest Insurance Partners is not an insurance company but acts as an agent for certain insurance companies. Woodforest Insurance Partners is paid commissions and may receive other performance-based compensation for its services. The compensation received by Woodforest Insurance Partners may vary by insurance company. Products not available in all states. Woodforest Financial Services, Inc. (dba Woodforest Wealth Strategies and dba Woodforest Insurance Partners), Texas State Insurance License Number 9118.
(4) EMV refers to Europay, Mastercard, and Visa. EMV is a registered trademark owned by EMVCo LLC. Please speak with our Merchant Services Team for details.
(5) NFC refers to Near Field Communication.
(6) Applicants subject to approval. Businesses utilizing our ACH Positive Pay Service must maintain a Business Checking account on Account Analysis. The monthly maintenance fee and any exception item fees will be assessed through Account Analysis.