Loans and Financing*
Business financing options to help you look ahead, increase cash flow, buy, refinance, or expand.
Term Loans
Woodforest is here to help you grow your business. We offer a variety of term loans that are designed to meet your financing needs, from purchasing new equipment and company vehicles, to improving your existing facilities.
- Equipment financing
- Partnership buyouts
- Leasehold improvements
- Flexible terms based on loan purpose
Lines of Credit
We know the demands of operating a business. Controlling short term receivables or inventory, and making purchases to improve your business, can be challenging. Our Lines of Credit can give you immediate access to funds to help facilitate your working capital needs.*
- Funds conveniently accessible
- Interest only payments
- Flexible pricing
Owner Occupied Real Estate
We have financing options for all businesses looking to acquire their own commercial property, as well as improve or refinance existing locations.
- Expansion and remodeling
- Interest only periods during construction
- Fixed and floating rate options
- Cash-out refinancing on existing property
Investment Real Estate
Whether you are purchasing, constructing, or improving an income producing property, Woodforest has an experienced team to help guide you through the financing process.
- Land purchases
- Acquisition financing
- Development financing
- Competitive refinancing
participations and syndications
The Participations and Syndications team works with large multi-national and regional banks to provide tailored solutions based on each client’s individual capital needs. We work in tandem with Agent banks, private business owners, private equity-owned companies, high net-worth family offices, and publicly traded companies to provide capital for acquisitions, growth, and general operating needs. Our team has the capability to make meaningful capital contributions to bank groups with hold sizes on the upper end of $45MM.
About Woodforest
Woodforest is a privately owned bank with the Employee Stock Ownership Plan being the largest single shareholder. In the spirit of “true ownership”, Woodforest employees strive to offer quality banking service and understand the financial needs of every client we serve. Woodforest employees have a vested interest in your company’s success.
Read More*All loan products are subject to credit approval.
